DISCLAIMER & TERMS // LAST UPDATED OCTOBER 2026

the fine print, made simple.

We share a lot of free information on this website, on YouTube and on social media. Here's what it is, what it isn't, and the terms for using it.

the short version.

general information onlyOur website, videos and posts are general information. They're not legal, financial or tax advice for your situation.
no lawyer-client relationshipWatching, reading, commenting or messaging us doesn't make you our client. That only happens once we've agreed in writing to act for you.
my investments are my ownWhen Ranvir shares her own properties and projects, that's her experience, not a recommendation to buy, sell or invest.
keep it privatePlease don't post personal or confidential details in comments or DMs. Call or email us instead.
WEBSITE DISCLAIMER & TERMS OF USE

These terms apply to rumalegal.com.au and to content published by RUMA Legal Pty Ltd (ABN 99 683 167 688) and Ranvir Marne, including on YouTube, Instagram, Facebook, LinkedIn and other social media ("our content"). By using our website or content, you agree to these terms.

1. General information, not advice

Our content is general information about property and property law in Victoria, South Australia and New South Wales. It doesn't take into account your circumstances, and it isn't legal, financial, tax or investment advice. Laws change and every property is different, so get advice about your own situation before you act. We aren't liable for any loss from relying on our content without advice.

2. YouTube, social media and comments

  • Videos and posts reflect the law and our understanding at the time they were published, and may not be updated.
  • Comments, likes, replies and direct messages don't create a lawyer-client relationship, and we can't give advice about your matter through them.
  • Please don't share personal, financial or confidential information in comments or messages. Contact us directly instead.
  • Comments from other people are their own views, not ours. We may remove comments that are offensive, misleading or promotional.
  • Platforms like YouTube and Instagram have their own terms and privacy policies, which apply when you use them.

3. Ranvir's personal investments and projects

When Ranvir shares her own property investments, renovations, businesses or results, she's sharing personal experience for education. It isn't a recommendation, financial product advice or a prediction of future results. Past performance isn't a reliable indicator of future performance. Speak to a licensed financial adviser before making investment decisions.

4. When we act for you

We only act for you once you've accepted our costs agreement or engagement in writing. Our advice to clients is confidential and specific to their matter.

5. Reviews and testimonials

Reviews on our website are real client reviews from Google, shown word for word. They reflect individual experiences, and the outcome of your matter may be different.

6. Tools and calculators

Any calculators or tools on our website give estimates only, based on the information you enter and the rates available at the time. Check figures with us, your lender or the relevant government body before relying on them.

7. Links to other websites

Our content may link to other websites, such as government sites or partners. We don't control them and aren't responsible for their content.

8. Our content and branding

The RUMA name, logo, website, videos and written content belong to RUMA Legal Pty Ltd unless stated otherwise. You're welcome to share links, but please don't copy or republish our content without permission.

9. Liability

To the extent permitted by law, we exclude liability for loss arising from use of our website or content. Nothing in these terms excludes rights you have under the Australian Consumer Law. Liability limited by a scheme approved under Professional Standards Legislation.

10. Governing law

These terms are governed by the laws of South Australia.

11. Contact us

RUMA Legal Pty Ltd
Mezzanine Floor, 30 Pirie Street, Adelaide SA 5000
rm@rumalegal.com.au · (03) 7043 7992

See also our privacy & security page.